Group Term Life

Introduction

Term Life insurance is a form of protection against financial loss that would result from the premature death or disability for a limited agreed period of time. It assures that your employees family and loved ones are secured financially if something happen to them.

 

Optional Benefits:

  • Accidental Death Benefits
  • Permanent Total & Partial Disability
  • Temporary Total Disability
  • Long Term Disability
  • Critical Illness
  • Accelerated Death or Terminal Illness
  • Key Person/Man Insurance

 

Extended Benefits:

  • Passive War & Conventions Risk
  • Coverage Extension or Converting
  • Conversion Option
  • Suicide
  • HIV/AIDS
  • Disappearance & Hijack Clauses
  • Accidental Medical Expenses
  • Repatriation Expenses following Death or PTD
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Target Group

  • Financial Organization, Airline Company, Real Estate, Telecommunication, General Trading.

Key Features

  • Cover is active 24/7
  • Worldwide cover
  • Prompt in claims handling & settlement
  • Less Medical Underwriting Requirements
  • High rated reinsurance security
  • High sum insured can be accepted
  • Waiver of pre-existing exclusion to existing insured members.
  • Suicide and AIDS are covered for death benefit from day 1 for existing members

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