Group Personal Accident

Introduction

Personal Accident policy provides compensation in case of death or bodily injury to the insured person as a result of an accident, by external, visible and violent means (death or injury due to any illness or disease is not covered).

Legal payments against:

  • Death
  • Permanent Total Disability
  • Permanent Partial Disability
  • Temporary Total Disability
  • Medical Expenses

 

Compensation Payable

  • Death, 100% of the Capital Sum Insured
  • Loss of Two Limbs, 100% of the Capital Sum Insured
  • Loss of Two Eyes, 100% of the Capital Sum Insured
  • Loss of one limb and one eye, 100% of the Capital Sum Insured
  • Permanent Total Disability, 100% of the Capital Sum Insured
  • Loss of one Limb or one Eye, 50% of the Capital Sum Insured
  • Permanent Partial Disability, % as per permanent disablement scale
  • Medical Expenses, Limited to certain amount
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Target Group

  • Company employees and their owners.

Key Features

  • Flexible selection of Sum to be insured.
  • Cover can be provided for both permanent and temporary employees.
  • Worldwide coverage 24/7.

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